PC World Elite Mastercard

The top no-fee PC Optimum card.

No annual feePC OptimumMastercard

Key Facts

Annual fee: $0
Loblaw grocery stores: 30 points per $1
Shoppers Drug Mart: 45 points per $1
Esso and Mobil: At least 30 points per litre
Everything else: 10 points per $1

Facts checked November 2026. Rates and fees can change.

The PC World Elite in Short

The PC World Elite Mastercard is the top no-fee PC Optimum card: 30 points per $1 at Loblaw grocery stores, 45 at Shoppers Drug Mart, at least 30 points per litre at Esso and Mobil, and 10 points per $1 everywhere else. 10,000 points are worth $10.

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Questions

Does the PC World Elite Mastercard have an annual fee?

No, it has no annual fee.

Can I use the PC World Elite Mastercard at Costco?

Yes. Costco warehouses in Canada take Mastercard.

How do I get extra cash back when I apply for the PC World Elite Mastercard?

Apply through Great Canadian Rebates. It pays you a cash rebate when you're approved, on top of the welcome offer from the bank.

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