Money with AndreyThe Best Free Student Credit Cards in Canada
These are the no-fee student cards from my video. All of them are free, and they pay you back on what students actually spend on: groceries, dining out and getting around.
BMO CashBack Mastercard
Covered in the video.
Tangerine Money-Back Credit Card
A no-fee card where you pick your own 2% categories.
Annual fee: $0
- Two categories you choose: 2%
- Third 2% category: If cash back goes to a Tangerine savings account
- Everything else: 0.5%
CIBC Dividend Visa
Covered in the video.
Scotiabank Scene+ Visa
A no-fee card for Scene+ points.
Annual fee: $0
- Sobeys, Safeway, IGA, FreshCo and more: 2 points per $1
- Home Hardware and Cineplex: 2 points per $1
- Everything else: 1 point per $1
Simplii Financial Cash Back Visa
A no-fee card with 4% back on restaurants, bars and coffee.
Annual fee: $0
- Restaurants, bars, coffee shops: 4% (up to $5,000 a year)
- Gas, groceries, drugstores, pre-authorized payments: 1.5% (up to $15,000 a year)
- Everything else: 0.5%
RBC Cash Back Mastercard
Covered in the video.
TD Cash Back Visa
TD's basic no-fee cash back card.
Annual fee: $0
- Groceries, gas, transit, recurring bills, streaming: 1%
- Everything else: 0.5%
Side by Side
| Card | Annual fee | Network | Income needed |
|---|---|---|---|
| Tangerine Money-Back | $0 | Mastercard | Not listed |
| Scotiabank Scene+ Visa | $0 | Visa | Not listed |
| Simplii Cash Back Visa | $0 | Visa | Not listed |
| TD Cash Back Visa | $0 | Visa | Not listed |