The Best Travel Credit Cards in Canada
These are the five travel cards from my video, in the order I ranked them, from #5 to #1. I ranked them on what they're worth year after year, not on the welcome bonus.
- #5

RBC Avion Visa Infinite
RBC's travel points card.
Annual fee: $120
- Travel: 1.25 points per $1
- Everything else: 1 point per $1
- #4

TD Aeroplan Visa Infinite
Aeroplan points on a Visa, with a free checked bag on Air Canada.
Annual fee: $139
- Gas, EV charging, groceries, Air Canada: 1.5 points per $1
- Everything else: 1 point per $1
- #3

Scotiabank Passport Visa Infinite
A travel card with no foreign exchange fee and lounge passes.
Annual fee: $150
- Sobeys, Safeway, IGA and more: 3 points per $1
- Other groceries, dining, entertainment, transit: 2 points per $1
- Everything else: 1 point per $1
- #2

Scotiabank Gold American Express
High Scene+ points on food, with no foreign exchange fee.
Annual fee: $120
- Sobeys, Safeway, FreshCo and more: 6 points per $1
- Dining, food delivery, other groceries, entertainment: 5 points per $1
- Gas, transit, streaming: 3 points per $1
- #1

American Express Cobalt Card
5x points on groceries, restaurants and food delivery.
Fee: $15.99 a month
- Groceries, restaurants, food delivery: 5x points (up to 12,500 points a month)
- Streaming: 3x points
- Gas, transit, rideshare: 2x points
Side by Side
| Card | Annual fee | Network | Income needed |
|---|---|---|---|
| RBC Avion Visa Infinite | $120 | Visa | $60K personal or $100K household |
| TD Aeroplan Visa Infinite | $139 | Visa | $60K personal or $100K household |
| Scotiabank Passport | $150 | Visa | $60K personal or $100K household |
| Scotiabank Gold Amex | $120 | Amex | Not listed |
| Amex Cobalt | $15.99 a month | Amex | Not listed |
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