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Scotiabank Gold American Express

Scotiabank Gold American Express

High Scene+ points on food, with no foreign exchange fee.

PointsNo FX feeAmex

Where to Sign Up

Great Canadian Rebates and FinlyWealth pay you extra cash back on top of the card's own rewards.

These are referral links. I may earn a bonus if you sign up, at no cost to you.

Key Facts

Annual fee
$120
Sobeys, Safeway, FreshCo and more
6 points per $1
Dining, food delivery, other groceries, entertainment
5 points per $1
Gas, transit, streaming
3 points per $1
Everything else
1 point per $1
Foreign exchange fee
None

Facts checked November 2026. Rates and fees can change.

The Scotiabank Gold Amex in Short

The Scotiabank Gold American Express costs $120 a year and has no foreign exchange fee. It earns 6 Scene+ points per $1 at Sobeys, Safeway, FreshCo and other Sobeys stores, 5 on dining, food delivery, other groceries and entertainment, 3 on gas, transit and streaming, and 1 on everything else.

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Questions

Does the Scotiabank Gold American Express have an annual fee?

Yes. Annual fee: $120.

Does the Scotiabank Gold American Express charge a foreign exchange fee?

No. It has no foreign exchange fee.

Can I use the Scotiabank Gold American Express at Costco?

Not in Costco warehouses. Costco in Canada only takes Mastercard (and debit), and this is an Amex.

How do I get extra cash back when I apply for the Scotiabank Gold American Express?

Apply through Great Canadian Rebates or FinlyWealth. They pay you a cash rebate when you're approved, on top of the welcome offer from the bank.

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